Investor Presentation – Q4 & FY 2025 February 26, 2026 Forward Looking Statements This presentation contains forward-looking statements within the meaning of applicable U.S. securities laws, including statements regarding our 2026 financial guidance and our general goals and expectations regarding our operational or financial performance in the future. Forward-looking statements may be identified by words such as "seek", "believe", "plan", "estimate", "anticipate", "expect", "intend", "continue", "outlook", ...

Group 1 - Fiserv, Inc. (NASDAQ:FISV) experienced a significant decline, with a 67% drop noted by Jim Cramer, including a 44% decrease in a single session following a disappointing quarterly report and a revised full-year forecast [1] - The new CEO, Mike Lyons, criticized previous management for focusing on short-term goals at the expense of long-term investments, indicating potential issues within the company's strategic direction [1] - Despite acknowledging Fiserv's potential, there are concerns about its current performance, leading to a recommendation to wait for a bounce before considering investment [2] Group 2 - Fiserv provides technology solutions for payments and financial services, including areas such as merchant acquiring, digital banking, fraud prevention, and payment processing [2] - The stock's ongoing decline raises questions about the company's stability, with the CEO's explanations failing to reassure investors [2] - Comparatively, certain AI stocks are viewed as having greater upside potential and lower downside risk, suggesting a shift in investment focus away from Fiserv [2]