More parents are turning to digital tools to teach their children how to earn, spend, and save responsibly. From managing chores to tracking spending in real-time, new apps are reshaping how families handle allowances — and financial lessons. Karl and Rachel Young, for example, use Acorns Early with their two children, ages 12 and eight, to help them learn basic money concepts. Their daughter, Mila, uses the app to get paid for babysitting and can see exactly how much she’s earned and spent. Her younger ...