In the last few years, some banks have started providing accelerated reward points for credit card spends through their portals. HDFC Bank is the pioneer, offering up to 10x reward points for credit card spends through the SmartBuy portal.Next, American Express introduced the Reward Multiplier platform, offering up to 5x reward points. In 2025, ICICI Bank introduced the iShop portal with up to 12x reward points, and IDFC FIRST Bank introduced the Travel & Shop section on the IDFC FIRST Bank Mobile App, offe ...