Health savings accounts (HSAs) and flexible spending accounts (FSAs), also known as healthcare flexible spending arrangements (HCFSAs), let you save for eligible medical expenses with pre-tax dollars. You generally can’t have both types of accounts, so read on to learn the details of each to decide which, if either, is best for you. HSAs and FSAs explained Both HSAs and healthcare FSAs cover qualified medical expenses that generally include the costs to treat, manage, or prevent a physical or mental co ...

Core Insights - The article highlights a significant increase in the adoption and assets of Health Savings Accounts (HSAs), driven by a strong stock market and the growing commitment of Gen Z and millennial workers [1] HSA Market Growth - HSAs have been in existence for over 20 years, but recent trends indicate a new boom in their adoption and asset accumulation [1] - According to survey data from HSA research firm Devenir, total assets held in HSA accounts reached $30.2 billion in 2015 [1]

Core Insights - The article discusses the impact of market sell-offs driven by growth concerns, leading to a decline in futures [1] Group 1: Market Overview - Futures have fallen following a market sell-off primarily influenced by growth-related fears [1] Group 2: Investment Tools - Health savings accounts (HSAs) are highlighted as beneficial for retirement investors due to their tax-advantaged nature and the ability to invest HSA assets [1] - HSAs can be opened alongside high-deductible health plans (HDHPs), providing a dual benefit of medical savings and investment growth [1]

Core Insights - Compass Wealth Management LLC initiated a new position in Webster Financial, purchasing 96,518 shares valued at approximately $31.84 million, increasing its total reportable holdings to 148 positions [1][6]. Company Overview - Webster Financial reported a trailing twelve-month (TTM) revenue of $2.72 billion and a net income of $830.61 million, with a dividend yield of 2.8% [3]. - As of October 30, 2025, Webster Financial's share price was $56.59, reflecting a 9% increase over the past year, although it underperformed the S&P 500 by 8 percentage points [2][3]. Financial Performance - In the third quarter of 2025, Webster Financial achieved revenue of $732.6 million, up from $647.6 million in 2024, indicating strong growth [6]. - The diluted earnings per share (EPS) for Q3 was $1.54, an increase from $1.10 in the previous year, showcasing consistent growth in both revenue and EPS throughout 2025 [7][9]. Business Model - Webster Financial operates as a regional banking institution with a diversified business model that includes commercial banking, health savings account administration, and retail financial services [5][8]. - The company serves a wide range of customer segments, including individuals, families, small to mid-sized businesses, and employers, focusing on commercial clients and HSA account holders [8]. Investment Appeal - The reasonable price-to-earnings ratio of about 11, combined with strong sales growth and rising EPS, suggests that Webster Financial is a compelling investment opportunity for long-term holding [9].