Group 1 - Economists predict a significant $100 trillion will be transferred from baby boomers over the next 25 years, termed the "Great Wealth Transfer" [1] - Approximately 66% of Americans anticipate inheriting money during this period, with 10% feeling less pressure to save due to expected inheritances [1][2] Group 2 - Increased longevity leads to higher healthcare and end-of-life costs, impacting the wealth available for inheritance [2][3] - Fidelity estimates that a couple retiring at 65 will need $172,500 for healthcare expenses, reflecting a 4% increase from 2024, with costs rising as age increases [4] - Long-term care costs are significant, with private nursing home rooms averaging $10,600 per month and semi-private rooms over $9,000 [6] Group 3 - Chronic conditions prevalent in older age, such as Alzheimer's, can be costly, with annual costs for Alzheimer's projected to exceed $1 trillion by 2050 [6] - The potential inheritance may diminish due to the costs associated with parents' care, compounded by the fact that only 24% of U.S. adults have a will, leading to possible delays and disputes in estate distribution [7]