Core Viewpoint - Jim Cramer expresses a preference for Capital One over Synchrony Financial, indicating a lack of interest in owning Synchrony stock due to its performance and share repurchase strategy [1][2]. Company Overview - Synchrony Financial provides credit cards, installment loans, healthcare financing, and basic banking services [2]. - The company has been actively retiring 7% of its shares annually, which is a notable aspect of its financial strategy [2]. Stock Performance - Synchrony Financial's stock has decreased by 1.1% since Cramer's comments were made [3]. - In contrast, Capital One has announced an increase in its share repurchase activities for the current quarter, which may enhance its attractiveness to investors [2].