Financial Data and Key Metrics Changes - Full year revenue increased by 376% to $4.5 million for the 2025 fiscal year, with Q4 revenue increasing 70% year-over-year to $0.9 million [8] - Total transaction volume for the full year increased to $116.1 million, and gross profit for the year increased to $2.5 million [9] - Cash and cash equivalents at year-end were approximately $7.8 million, representing a 149% year-over-year increase [10] Business Line Data and Key Metrics Changes - Growth in the home buying segment was driven by strong year-over-year growth in the mortgage brokerage operation and the contribution from the Prevu acquisition [15] - The technology services segment saw meaningful growth in AiChat subscription revenue, adding recurring software subscription revenue to the overall revenue stream [16] Market Data and Key Metrics Changes - The company is expanding its market presence, with the Prevu acquisition adding operations in 13 additional states and Washington, D.C. [30] - The upcoming acquisition of InstaMortgage is expected to enhance lending capabilities and deepen mortgage participation [39] Company Strategy and Development Direction - The company aims to capture more of the home buying transaction across real estate, mortgage, and title, with a focus on integrating services on a single platform [14] - The strategy emphasizes reducing fragmentation in the home buying process and improving customer experience through AI-enabled workflows [22] Management's Comments on Operating Environment and Future Outlook - Management views 2025 as a year of growth and improved financial flexibility, with a focus on investing in the AI platform and strategic acquisitions [11] - The company is committed to disciplined growth, ensuring that capital allocation supports long-term value creation rather than undisciplined expansion [26][27] Other Important Information - The company is working on regulatory approvals for the InstaMortgage acquisition, which is expected to close in late Q1 or early Q2 2026 [35][36] - The integration of Prevu and the upcoming acquisition of InstaMortgage are seen as critical milestones in building a comprehensive platform for home buyers [29][30] Q&A Session Summary Question: What are the main drivers behind revenue growth? - Revenue growth was driven by strong performance in the mortgage brokerage operation and contributions from the Prevu acquisition [15] Question: How is the company thinking about capital allocation going forward? - The company aims to preserve flexibility and liquidity while focusing on disciplined growth and strategic capital deployment [24][27] Question: What operational or regulatory steps are needed for the InstaMortgage acquisition? - The company is working with state regulators to ensure compliance and hopes to close the acquisition soon [35][36] Question: How does the company plan to achieve profitability? - The pathway to profitability involves integrating more services and growing the lifetime value per customer while maintaining disciplined growth [44][46]