Core Viewpoint - The adjustment of the housing provident fund contribution base minimum standards in Baoji City aims to protect the rights of employees, especially low- and middle-income groups, ensuring that the minimum contribution does not fall below the local minimum wage standard [1][2] Group 1: Policy Changes - Baoji City has set the minimum contribution base for the housing provident fund at 2250 yuan/month for Class II districts and 2140 yuan/month for Class III districts [1] - The districts classified as Class II include Weibin District, Jintai District, Chencang District, and Feng County, while Class III includes Fengxiang County, Fufeng County, Meixian County, Qishan County, Taibai County, Linyou County, Qian County, and Long County [1] Group 2: Implementation and Services - To facilitate the adjustment of the contribution base, Baoji City Housing Provident Fund Management Center has opened both online and offline service channels for employers and contributors [2] - Employers can process the adjustment through the online portal if they are registered, or they can visit service halls or 24 extended service points across the city [2]

Core Viewpoint - The recent notification from the Huizhou Housing Provident Fund Management Center outlines the conditions under which homebuyers can withdraw their housing provident fund to cover the shortfall when purchasing a home using housing vouchers. Group 1: Conditions for Withdrawal - Homebuyers using housing vouchers can apply for a commercial bank loan for any amount exceeding the voucher value, provided they or their spouse are contributors to the housing provident fund and meet the withdrawal conditions [2][3]. - The withdrawal of the housing provident fund is limited to the amount that exceeds the housing voucher after it has been applied to the purchase price [4]. Group 2: Limitations on Fund Withdrawal - The total amount withdrawn from the housing provident fund cannot exceed the actual payment made after applying the housing voucher. For example, if the total price of the house is 1.2 million yuan and the voucher is 1 million yuan, the maximum withdrawal is 200,000 yuan [4]. - If the housing voucher covers the entire purchase price, the holder cannot withdraw any funds from the provident fund [4]. Group 3: Application Process - Applicants must prepare specific documents to apply for the provident fund withdrawal, including identification and bank cards from designated banks [5][6]. - For purchasing pre-sold properties, a registered sales contract and payment invoices are required, while for existing properties, a sales contract, payment invoices, and property ownership certificates must be provided [6].