INSURANCE. >> WELCOME BACK, TIM COOK SAYING ON APPLE'S EARNINGS CALL THEY'RE, QUOTE, CLEARLY INVESTING MORE IN AI. BUT NEW DEVELOPMENTS SUGGEST THE COMPANY IS STILL WAY BEHIND SOME OF ITS PEERS.MACKENZIE SIGALOS HAS MORE IN TODAY'S TECH CHECK. MAC. >> HEY DOM, SO THAT.>> R&D NUMBER TELLS YOU. >> EVERYTHING ABOUT WHERE APPLE IS RIGHT NOW. >> THEY'RE SPENDING MORE THAN $0.10% OF EVERY DOLLAR THAT THEY BRING IN ON R&D, A FIRST IN AT LEAST 30 YEARS.THAT SPENDING IS GROWING TWICE AS FAST AS SALES. AND GENE MUNST ...