Core Insights - The public offering of subordinated bonds by AS Inbank was highly successful, with a total subscription of 21.6 million euros from 935 investors, oversubscribing the initial issue volume of 5 million euros by 4.3 times [1][2] - Inbank's CEO expressed satisfaction with the strong investor interest, highlighting that the bonds will enhance the bank's capital base and support its growth strategy across five markets [2] - The subordinated bonds have a nominal value of 1,000 euros, an interest rate of 6.25% per annum, and a maturity of 10 years, with an early redemption option after 5 years [3] Offering Details - The initial issue volume was increased to 8 million euros due to oversubscription [1] - The bonds will be transferred to investors' securities accounts on 9 October 2025 and will be listed on the Baltic Bond List of Nasdaq Tallinn Stock Exchange around 10 October 2025 [4] Company Overview - Inbank operates as a financial technology company with an EU banking license, connecting merchants, consumers, and financial institutions through its embedded finance platform [5] - The company partners with over 5,700 merchants and has more than 931,000 active contracts, collecting deposits across 7 European markets [5] Allocation Principles - Subscription orders were aggregated for each investor, with specific allocation rules applied, including a cap on large subscriptions and full acceptance for smaller amounts [6] - Employees, shareholders, and institutional asset managers received 62% of the amount subscribed exceeding 2,000 euros, while other investors received 31.24% [6]