Duolingo - Duolingo is a leading mobile language-learning app with over 50 million daily active users and 135 million monthly active users, reflecting a year-over-year increase of 36% and 20% respectively [9] - The company generated $271.7 million in revenue during 3Q25, a 41% increase year-over-year, exceeding forecasts by $11.36 million [10] - Duolingo's stock has faced recent declines due to weaker Q4 guidance and a strategic shift towards long-term growth [11] - The company has launched over 140 new language courses in the past year, utilizing Generative AI for content generation, which supports its competitive advantage [12] - Analyst Ramnani has a Buy rating on Duolingo with a price target of $245, indicating a potential upside of 41% [12] Lemonade - Lemonade is an insurance company leveraging AI to automate key processes such as underwriting and claims processing, aiming for a 'zero paperwork' model [14] - The company reported 2,869,900 total customers, a 24% increase year-over-year, and $194.5 million in revenue for 3Q25, up 42% year-over-year [16] - Lemonade's AI-driven model has reduced loss adjustment expenses from 13% to 7% over three years, with over 55% of claims processed instantly [17] - Analyst Ramnani has a Buy rating on Lemonade with a price target of $98, suggesting a potential gain of 22% [17] - The stock currently has a Hold consensus rating, with a potential downside of 4% based on the average target price [18]