The Federal Reserve is likely to announce another rate cut next week at its Dec. 9-10 meeting, and some banks have started lowering annual percentage yields (APYs) on savings products in anticipation. According to Fed futures data, there's now a ~90% chance of a rate cut next week, with more expected heading into 2026.That's great news for borrowers. But for savers? It means the clock is ticking.Many high-yield savings accounts (HYSAs) are still paying 4.00% APY or more, even as core interest rates trend do ...