Core Viewpoint - Jiayin Group Inc. has entered into a loan facility agreement for up to RMB600 million to support its working capital needs [1][2] Group 1: Loan Facility Details - The loan facility can be drawn down in multiple tranches until December 31, 2025, with an interest rate of 3.5% [1] - The loan facility matures on November 11, 2032 [1] - To secure the loan, Jirongzhicheng has mortgaged certain commercial property and its parent company has pledged its 100% equity interest [2] Group 2: Company Overview - Jiayin Group Inc. is a leading fintech platform in China, established in 2011, focusing on connecting underserved individual borrowers with financial institutions [3] - The company utilizes advanced big data analytics and algorithms for risk assessment, ensuring effective risk management [3]