Summary: Marcus by Goldman Sachs is the online consumer banking division of Goldman Sachs. It offers online savings accounts and CDs. Marcus does not have any physical branches, but it does offer extended customer service hours, competitive rates, and fee-free accounts. Marcus by Goldman Sachs product overview High-yield savings account The Marcus Online Savings Account doesn’t charge any monthly fees or require a minimum deposit. This account currently offers 3.6% APY — over nine times the national ...