Core Insights - Roadzen enters Fiscal Year 2026 with renewed momentum and improved operating leverage, driven by strong performance in the U.S. and India, alongside a robust pipeline exceeding $300 million [3][7][8] Financial Performance - Full-year revenue for Fiscal Year 2025 was $44.3 million, reflecting a 5.2% decline year-over-year primarily due to a temporary suspension of GAP insurance sales in the U.K., which impacted approximately $27 million in annualized revenues [1][13] - In Q4 FY2025, Roadzen achieved a 13.3% year-over-year revenue growth, reaching $11.3 million, up from $10.0 million in Q4 FY2024, driven by strong performances in India and the U.S. [1][2] - The net loss for FY2025 was reduced to $(72.9) million, or $(1.04) per share, compared to a net loss of $(99.7) million, or $(2.26) per share, in the prior fiscal year, marking a significant improvement [11][37] - Adjusted EBITDA loss for FY2025 narrowed to $(8.4) million from $(10.2) million in FY2024, with Q4 FY2025 loss improving to $(1.6) million from $(2.1) million in Q4 FY2024 [2][11] Operational Highlights - Roadzen's pipeline now exceeds $300 million, indicating strong momentum across core markets, particularly in India and the U.S., as well as resumed contracts in the U.K. [3][7] - The company launched MixtapeAI, an AI platform aimed at transforming customer service and claims processing, and DrivebuddyAI™ surpassed 1.8 billion kilometers of driving data, helping client fleets reduce accidents by 72% [4][18][24] - Roadzen reduced total liabilities by 15%, or $10.4 million, and operating costs by 19%, or $19.8 million, while also decreasing headcount by 19% to enhance operational efficiency [5][8] Market Position and Future Outlook - Roadzen is positioned as a global leader in applied AI within the insurance and mobility sectors, with expectations of continued growth driven by new road safety regulations in India [4][22] - The company anticipates reaching Adjusted EBITDA breakeven within the next two quarters, contingent on revenue mix and geography, supported by a strong pipeline and growth catalysts [8][11]