Core Insights - Arbor Realty Trust (ABR) has experienced a 30% decline over the past year, resulting in a dividend yield that has reached double digits and a significant discount to its book value [1] Company Overview - Arbor Realty Trust is an internally managed mortgage REIT that primarily invests in multifamily and single-family properties [1] Market Context - The equity market serves as a powerful mechanism where daily price fluctuations can lead to substantial wealth creation or destruction over the long term [1] - Pacifica Yield is focused on long-term wealth creation by targeting undervalued yet high-growth companies, high-dividend stocks, REITs, and green energy firms [1]

Core Viewpoint - Firm Capital Mortgage Investment Corporation has declared a special year-end dividend of $0.084 per common share, in addition to the regular December 2025 dividend, totaling $0.162 per common share, payable on January 15, 2026 [1][2]. Dividend Information - The total dividends paid to common shareholders in 2025, including the December and special year-end dividends, amounted to $1.02 per common share, reflecting a slight increase from the previous year [3]. - Monthly cash dividends of $0.078 per common share have been declared, with payment dates set for January 30, February 27, and March 31, 2026 [4]. Company Overview - Firm Capital Mortgage Investment Corporation is an investor in mortgages through Firm Capital Corporation, a non-bank lender providing various financing options, including residential and commercial real estate financing [5]. - The Corporation's investment objective is to preserve shareholders' equity while providing a stable stream of monthly dividends from investments in niche markets underserved by large lending institutions [5].