Company Overview - Guaranteed Rate Affinity is a leading mortgage provider that has funded over $100 billion in loans since its inception, emphasizing its strong market presence and innovative joint venture with Guaranteed Rate, Inc. and Anywhere Integrated Services [5][6] Leadership Appointment - Linda Vo has been appointed as Regional Manager in North Texas, reflecting the company's commitment to expanding its reach in a key growth market [1] - Vo brings over 20 years of experience in the mortgage industry, including roles in wholesale, loan origination, sales management, and corporate strategy, making her well-suited to lead growth and recruiting efforts [2] Strategic Focus - In her new role, Vo will empower loan officers to take ownership of their markets while scaling the company's presence and recruiting efforts throughout North Texas [3] - The company is undergoing strategic expansion and culture-focused leadership development, aiming to attract top talent that aligns with its values [4] Industry Impact - Guaranteed Rate Affinity provides unmatched support to brokers nationwide, ensuring fast pre-approvals, appraisals, and loan closings, which enhances the home buying experience in a competitive market [6]

Company Performance - Tree.com reported quarterly earnings of $0.99 per share, exceeding the Zacks Consensus Estimate of $0.74 per share, and up from $0.70 per share a year ago, representing an earnings surprise of 33.78% [1] - The company posted revenues of $239.7 million for the quarter ended March 2025, which was 1.77% below the Zacks Consensus Estimate, but an increase from $167.8 million year-over-year [2] - Over the last four quarters, Tree.com has surpassed consensus EPS estimates three times and topped consensus revenue estimates three times as well [2] Stock Performance - Tree.com shares have increased approximately 33.1% since the beginning of the year, contrasting with the S&P 500's decline of 5.3% [3] - The current consensus EPS estimate for the upcoming quarter is $0.85 on revenues of $244.31 million, and for the current fiscal year, it is $3.85 on revenues of $1.01 billion [7] Industry Outlook - The Financial - Mortgage & Related Services industry, to which Tree.com belongs, is currently ranked in the bottom 9% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Tree.com may be influenced by the overall outlook for the industry, as research shows that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than a factor of 2 to 1 [8]

Investor Presentation April 2025 Forward-Looking Statements Certain statements herein constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Exchange Act and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. We may also make forward-looking statements in other documents we file with the Securities and Exchange Commission ("SEC"), in our annual reports to sharehol ...