Core Insights - Inter&Co Inc. reported strong financial results for Q2 2025, highlighting a focused strategy on profitability, sustained growth, and innovation [3][6] - The company achieved a net income of US$57.8 million (R$315 million), representing a 53% year-over-year increase, with a return on equity (ROE) of 14% [6] Financial Performance - Total credit portfolio grew by 22% year-over-year, significantly outpacing the Brazilian market [6] - Gross loan portfolio expanded by 8% in the quarter, reaching US$7.3 billion (R$40.2 billion) [6] - Non-performing loans (NPLs) over 90 days remained stable at 4.6%, showing a 0.5 percentage point improvement compared to the previous year [6] - Efficiency ratio improved to 47.1%, up by 1.1 percentage points from Q1 2025 [6] Client Growth and Engagement - Total clients reached 39.3 million by the end of the quarter, with 1.1 million new active clients added [6] - Inter&Co surpassed the 40 million client milestone in August 2025 [6] - The launch of 'My Credit Journey' aims to deepen credit penetration and improve client relationships [3][6] Brand Recognition - Inter&Co was recognized as the seventh most powerful brand in Brazil and the number one banking brand among Gen Zs [3]