Core Insights - Prime Minister Modi's declared assets as of March 31, 2025, total ₹3.43 crore, primarily in fixed deposits, indicating a preference for security over growth [1][3] - A Chartered Accountant warns that following Modi's investment strategy could lead to wealth stagnation, emphasizing the importance of aggressive investment for wealth growth [2][3] - The CA advises diversifying investments between fixed deposits for security and equities or systematic investment plans (SIPs) for growth, highlighting the detrimental effects of inflation on idle money [3] Summary by Categories Assets Declaration - PM Modi's assets include ₹3.26 crore in fixed deposits with the State Bank of India, ₹9.74 lakh in National Savings Certificates and post office deposits, and ₹3.1 lakh in gold rings, with no investments in equities, mutual funds, bonds, or real estate [1][3] Investment Mindset - The CA critiques the mindset reflected in Modi's asset allocation, suggesting that prioritizing safety over growth can lead to stagnation in personal wealth [2][3] - The CA emphasizes that the difference between earning 6.5% versus 12-15% over a decade can significantly impact wealth accumulation, potentially doubling it [2] Investment Strategy Recommendations - The CA recommends not waiting for perfect timing or risk-free options and suggests splitting investments between fixed deposits for security and equities or SIPs for growth [3] - The CA warns that inflation can erode the value of money kept idle in banks, even if perceived as "safe" [3]