If you're looking to get exposure to a tokenless Neo Bank, then @useTria has a community raise happening on Legion and has confirmed an airdrop for card holdersUp to 20% discount on cards using this code: https://t.co/HZPGSBgyzJhttps://t.co/CuPIfPeO3ls4mmy (@S4mmyEth):If you want to book everything with stablecoins there are several Neo bank options available1) Setup an account using your Google/Apple Account/Email2) Deposit the stables (or crypto) into your Neo bank wallet3) Purchase a debit card from the ...

AI - The industry is exploring decentralized AI models like NousResearch, which currently does not have a token [1] - Deep Research crypto AI models such as Surf_Copilot are gaining traction, with Cyber being the parent token [1] - AI-backed yield strategies are emerging, exemplified by USDai_Official and Gaib_ai, the latter reaching a $150 million cap [2][4] - AI portfolio analytics are being developed, as seen with Cerebro_hq, which utilizes NFTs and pro subscriptions [4] DeFi - New on-chain DEXs with innovative fundraising mechanisms are being developed, such as flyingtulip_, founded by AndreCronjeTech, aiming to raise $1 billion [3] - Automated Yield + DeFAI strategies are being explored by Almanak__, with a TGE (Token Generation Event) expected at the End of Month (EOM) [2] - Perp DEXs (Perpetual Decentralized Exchanges) are gaining attention, with vooi_io backed by yzilabs, and LABtrade_ raising $5 million [4] Infrastructure - Onchain credibility protocols like ethos_network are emerging, using daily tasks and ETH vouching to accumulate XP [5] - Capital launchpads without tokens, such as legiondotcc, are gaining traction due to democratization of investment access [5] - Consumer credibility protocols like ConsumerFi are being developed, using tasks for Compute Credits to rank on leaderboards [5] L1/L2 - New L1/L2 solutions are emerging, including monad with a TGE on October 14th, and megaeth_labs, an EVM L2 [5] - Base is anticipated to launch in Q1 2026, encouraging accumulation of organic eco activity [5] ZK Tech (Privacy) - ZK (Zero-Knowledge) tech is gaining attention, with projects like EspressoSys focusing on ZK shared sequencing [5] - Brevis_zk is exploring ZK co-processing, backed by yzilabs [5] NFT - NFT marketplaces like OpenSea are incorporating trading volume and partner rewards to collect chests for XP [6] - Moonbirds is experiencing a revival with the O Cap games acquisition, announcing a BIRB token and encouraging participation in the ecosystem [6]

RT s4mmy (@S4mmyEth)I've curated a spreadsheet of >125 tokenless protocols, and farming strategies.The complete list has been published to my subscribers and I'll include the link on Tuesday in my FREE newsletter (link in bio).Here are some notes on several of them below:a) AI:- @NousResearch: Decentralized AI model (Sign up to portal), no token.- @Surf_Copilot: Deep Research crypto AI model (Pro sub). Cyber is parent token, but no token for this protocol/entity.- @Almanak__: Automated Yield + DeFAI strateg ...

Problem Solving & Innovation - Ideas alone are insufficient for building successful businesses; solving real-world problems is crucial [1][3][23][24] - Identifying and addressing unmet needs or frustrations experienced by a significant number of people is key to successful innovation [32][36] - Observing how people currently solve problems, even through "clumsy hacks," can provide valuable insights for developing better solutions [20][21][33] Customer Validation & Product Development - Thoroughly understanding customer problems through direct interaction and observation is essential for validating ideas [18][19] - Early-stage startups should prioritize building a small group of highly engaged users who love the product over acquiring a large number of casual users [25] - Launching a minimal viable product (MVP) quickly and iterating based on user feedback is more important than creating a perfect product initially [30][31] Startup Strategy & Growth - In the early stages, focusing on solving a real problem is more important than scalability or funding [13] - Startups should initially focus on non-scalable activities, such as personalized onboarding, to gain deeper insights into their target audience [27][29] - Rejection can indicate a lack of clarity regarding the problem being solved or that the problem is not significant enough [16] Financial Technology & Banking - Traditional banking processes, such as opening joint accounts, can be cumbersome and inconvenient for modern couples [7][8][9] - There is an opportunity for fintech companies to provide more user-friendly and efficient solutions for managing household expenses [4] - The digital joint account neo bank helps couples, especially young couples, manage their household expenses together [4]