Core Viewpoint - East West Bancorp (EWBC) is expected to report quarterly earnings of $2.23 per share, reflecting a 7.7% increase year-over-year, with revenues projected at $699.03 million, a 9.6% increase compared to the previous year [1]. Earnings Projections - Over the last 30 days, the consensus EPS estimate has been revised upward by 0.6%, indicating analysts' reassessment of their initial forecasts [2]. - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3]. Key Metrics Analysis - Analysts predict a 'Net interest margin' of 3.3%, unchanged from the previous year [5]. - The 'Efficiency ratio' is estimated at 36.9%, slightly improved from 37.1% year-over-year [5]. - The 'Average Balance - Total interest-earning assets' is projected to be $73.10 billion, up from $68.05 billion a year ago [5]. Capital Ratios - The 'Tier 1 capital ratio' is expected to reach 14.6%, an increase from 13.7% in the same quarter last year [6]. - The 'Total capital ratio' is forecasted at 15.7%, up from 15.1% year-over-year [6]. - The 'Adjusted efficiency ratio' is estimated at 34.9%, compared to 34.3% in the same quarter last year [6]. Loan and Asset Projections - The 'Leverage ratio' is expected to be 10.8%, an increase from 10.4% year-over-year [7]. - 'Total nonaccrual loans' are projected at $161.04 million, down from $165.88 million a year ago [7]. - 'Total nonperforming assets' are estimated to be $199.69 million, slightly up from $196.28 million year-over-year [7]. Income Forecasts - 'Net Interest Income' is projected to be $609.92 million, compared to $553.23 million in the same quarter last year [8]. - 'Total Noninterest Income' is expected to reach $90.39 million, up from $84.67 million year-over-year [8]. - 'Commercial and consumer deposit-related fees' are forecasted at $27.44 million, compared to $25.65 million in the same quarter last year [9]. Stock Performance - Shares of East West Bancorp have increased by 14.6% over the past month, outperforming the Zacks S&P 500 composite, which rose by 5.4% [9].