Core Insights - Horace Mann reported revenue of $434.8 million for the quarter ended December 2025, reflecting a 6.3% increase year-over-year, but fell short of the Zacks Consensus Estimate of $443.7 million by 2.01% [1] - The company's EPS was $1.21, down from $1.62 in the same quarter last year, but exceeded the consensus estimate of $1.18 by 2.98% [1] Financial Performance Metrics - Net premiums and contract charges earned were $317.2 million, slightly above the average estimate of $314.07 million from two analysts [4] - Other income was reported at $6.7 million, surpassing the average estimate of $4.77 million based on two analysts [4] - Net investment income was $118 million, which was below the average estimate of $124.82 million from two analysts [4] Stock Performance - Over the past month, shares of Horace Mann have returned -1.4%, while the Zacks S&P 500 composite increased by 1.8% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]