Core Insights - NewtekOne, Inc. and its subsidiary Newtek Bank have introduced an integrated onboarding process for independent business owners, allowing them to obtain a Newtek Zero-Fee Business Banking checking account and a merchant payment solution simultaneously through a single online application [1][2]. Group 1: Product Offering - The unified onboarding experience enables business owners to manage payments and cash flow in one step, with automatic approval for both Newtek Bank checking accounts and NMS merchant accounts [2]. - The Instant Merchant Account feature allows business owners to accept debit and credit card payments immediately, eliminating the need for multiple applications [2][4]. Group 2: Technology and User Experience - The Newtek Advantage Dashboard provides a real-time online portal for various business services, including banking, payments, payroll, and IT solutions, offering transparency and control that traditional banks cannot match [3][4]. - Barry Sloane, CEO, emphasized the need for a streamlined, real-time solution for independent business owners, highlighting the integration of multiple services into one application [4]. Group 3: Company Background - NewtekOne has been providing a range of business and financial solutions since 1999, aiming to help independent business owners grow sales, control expenses, and reduce risk [5]. - The company's offerings include banking, business lending, electronic payment processing, and technology solutions, among others [6].