Core Insights - Xiamen International Bank has played a significant role in the financial development of Xiamen and has established connections with international markets since its inception in 1985 [1][4]. Group 1: Historical Development - The bank supported the construction of the Xiamen Special Economic Zone and introduced a new financing model in China by serving as the issuing agent for the first phase of bonds for the Xiamen Bridge in 1986 [4]. - It was one of the first banks in China to offer housing mortgage loans, leveraging expertise from Hong Kong and Macao banks [4]. - The bank established a remittance channel via the United States, facilitating telegraphic transfers from Taiwan within two days [4]. Group 2: Regional Expansion - Xiamen International Bank established its first mainland branch in Fuzhou in 1992 and expanded its network across all prefecture-level cities in Fujian [6]. - As of June 2025, the bank operates more than 50 branches in Fujian with over 3,000 employees, contributing over 14 billion yuan in tax revenue over the past decade [6]. Group 3: International Operations - The bank has strengthened its services for overseas Chinese communities and expanded its cross-border financial operations, with its overseas Chinese financial business reaching nearly 230 billion yuan by September 2025 [7]. - It has assisted over 120 Chinese non-financial enterprises in issuing offshore bonds totaling more than 240 billion yuan [7]. - The international business accounts for more than one-third of total operations, making it the small-to-medium bank in China with the highest proportion of international business [7]. Group 4: Rankings - In the 2024 Global 1000 Banks ranking by The Chinese Banker, Xiamen International Bank ranked 156 by total assets and 168 by Tier 1 capital [8].