OFG Bancorp (OFG) Q1 2025 Earnings Call April 23, 2025 10:00 AM ET Company Participants José Fernández - President, CEO & ChairmanMaritza Arizmendi - Chief Financial OfficerFrank Schiraldi - Managing DirectorCésar Ortiz-Marcano - Chief Risk OfficerTimur Braziler - Director - Mid-Cap Bank Equity ResearchBrett Rabatin - Director of ResearchKelly Motta - Managing Director Operator Good morning. Thank you for joining OFG Bancorp's conference call. My name is Madison. I will be your operator today. Our speakers ...