Cryptocurrency Integration - Walmart's OnePay app 将包含 Bitcoin 和 Ethereum 交易功能 [1]

Core Insights - OnePay, a financial technology firm owned by Walmart, is integrating Bitcoin and Ethereum trading into its mobile app, collaborating with Zerohash for custody and trading solutions [1][2] - This development indicates that cryptocurrency is becoming a fundamental offering alongside traditional banking services [2] - OnePay was launched in 2021 through a partnership between Walmart and Ribbit Capital, aiming to provide modern financial solutions [2] Company Features - The OnePay mobile banking app currently includes a digital wallet with Walmart rewards, a high-yield savings account, and a debit card [3] - Specific details on additional crypto features beyond trading and holding assets are not yet disclosed [3] Market Position - OnePay's app has significantly increased in popularity, rising at least 50 spots in both Apple and Google Play stores over the last month, now ranking 58 and 73 overall [5] - The app is among the top 5 in the finance category in both app stores [5] Industry Context - Walmart has previously been linked to cryptocurrency initiatives, including a potential stablecoin introduction reported in June [5] - Zerohash, the infrastructure firm supporting OnePay's crypto initiatives, recently raised $104 million, increasing its valuation to $1 billion [4]

Core Insights - OnePay, a fintech firm majority-owned by Walmart, is set to introduce cryptocurrency trading and custody features in its mobile app, enabling U.S. consumers to buy, hold, and spend digital assets like Bitcoin and Ethereum [1][2] - The integration of crypto services is part of OnePay's strategy to evolve into a comprehensive digital finance platform, similar to popular super apps like WeChat [2][3] - By allowing customers to convert crypto holdings into cash for use at Walmart, OnePay aims to enhance its digital finance strategy and connect crypto adoption with its retail ecosystem [4] Company Overview - OnePay was founded in 2021 through a joint venture between Walmart and Ribbit Capital, and has expanded its financial offerings to include high-yield savings accounts, debit and credit cards, and buy now, pay later options [3] - The app currently ranks fifth on the Apple App Store for free finance apps, outperforming competitors like JPMorgan Chase, Robinhood, and Chime, which already offer crypto features [7] Industry Context - The expansion of OnePay's services comes amid a broader trend of increasing cryptocurrency adoption in the U.S., spurred by policy changes during President Trump's administration [5] - Major financial institutions, including Morgan Stanley, are rapidly integrating digital assets into their offerings, indicating a shift in the financial landscape [5][6] - Zerohash, the infrastructure provider for OnePay's crypto services, recently raised $104 million in funding, positioning itself as a key player in the fintech and banking sectors [6]