Core Viewpoint - Momentum investing focuses on "buying high and selling higher" rather than traditional strategies of "buying low and selling high" [1] Group 1: Momentum Investing Strategy - Momentum investors often face challenges in determining the right entry point, as stocks may lose momentum when their valuations exceed future growth potential [2] - A safer approach involves investing in bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [3] Group 2: Enova International (ENVA) Analysis - Enova International (ENVA) has shown a price increase of 5.9% over the past four weeks, indicating growing investor interest [4] - The stock has gained 22% over the past 12 weeks, with a beta of 1.48, suggesting it moves 48% more than the market [5] - ENVA has a Momentum Score of B, indicating a favorable time to invest based on momentum [6] Group 3: Earnings Estimates and Valuation - ENVA has received upward revisions in earnings estimates, earning a Zacks Rank 2 (Buy), which is associated with strong momentum effects [7] - The stock is trading at a Price-to-Sales ratio of 0.97, suggesting it is undervalued as investors pay only 97 cents for each dollar of sales [7] Group 4: Additional Opportunities - Besides ENVA, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, presenting further investment opportunities [8] - The Zacks Premium Screens offer over 45 strategies tailored to help investors find winning stock picks [9]

Company Performance - Enova International reported quarterly earnings of $3.23 per share, exceeding the Zacks Consensus Estimate of $2.97 per share, and up from $2.21 per share a year ago, representing an earnings surprise of +8.75% [1] - The company posted revenues of $764.04 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.73%, and compared to year-ago revenues of $628.44 million [2] - Enova International has surpassed consensus EPS estimates four times over the last four quarters and topped consensus revenue estimates three times during the same period [2] Stock Performance - Enova International shares have increased approximately 22.7% since the beginning of the year, outperforming the S&P 500's gain of 8.1% [3] - The current consensus EPS estimate for the coming quarter is $2.99 on revenues of $796.49 million, and for the current fiscal year, it is $11.79 on revenues of $3.13 billion [7] Industry Outlook - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the bottom 22% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Enova International's stock may be influenced by the overall outlook for the industry, as research shows that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8]

Core Viewpoint - Enova International (ENVA) is positioned well to potentially beat earnings estimates in its upcoming quarterly report, supported by a strong history of exceeding expectations [1]. Earnings Performance - Enova International has a solid track record of surpassing earnings estimates, with an average surprise of 9.80% over the last two quarters [2]. - In the last reported quarter, the company achieved earnings of $2.98 per share, exceeding the Zacks Consensus Estimate of $2.77 per share by 7.58% [3]. - For the previous quarter, Enova was expected to earn $2.33 per share but delivered $2.61 per share, resulting in a surprise of 12.02% [3]. Earnings Estimates and Predictions - Recent estimates for Enova International have been trending upward, with a positive Zacks Earnings ESP (Expected Surprise Prediction) indicating a strong likelihood of an earnings beat [6]. - Stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have a nearly 70% chance of producing a positive surprise [7]. - Enova International currently has an Earnings ESP of +0.67%, suggesting analysts are optimistic about the company's earnings prospects [9]. Upcoming Earnings Report - The next earnings report for Enova International is expected to be released on July 24, 2025 [9].

Core Insights - Enova International reported quarterly earnings of $2.98 per share, exceeding the Zacks Consensus Estimate of $2.77 per share, and showing a significant increase from $1.91 per share a year ago, resulting in an earnings surprise of 7.58% [1] - The company achieved revenues of $745.54 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 2.51%, and up from $609.89 million in the same quarter last year [2] - Enova International has consistently outperformed consensus EPS estimates over the last four quarters, achieving this four times [2] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $2.72, with expected revenues of $730.95 million, while the estimate for the current fiscal year is $11.53 on $3.09 billion in revenues [7] - The trend of estimate revisions for Enova International is favorable, contributing to a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Financial - Consumer Loans industry, to which Enova International belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a positive outlook for stocks within this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - Enova International (ENVA) has consistently beaten earnings estimates, particularly in the last two quarters, with an average surprise of 9.27% [1][2] - The company reported earnings of $2.61 per share for the most recent quarter, exceeding the expected $2.33 per share by 12.02% [2] - For the previous quarter, Enova reported $2.45 per share against an expectation of $2.30 per share, resulting in a surprise of 6.52% [2] Earnings Estimates and Predictions - Recent estimates for Enova International have been increasing, indicating positive sentiment among analysts [5] - The Zacks Earnings ESP for Enova is currently +2.41%, suggesting a bullish outlook on the company's earnings prospects [8] - Stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have a nearly 70% chance of producing a positive surprise [6] Earnings ESP and Zacks Rank - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with the Most Accurate Estimate reflecting the latest analyst revisions [7] - Enova's Zacks Rank is 2 (Buy), which, combined with its positive Earnings ESP, indicates a strong possibility of another earnings beat [8] - A negative Earnings ESP does not necessarily indicate an earnings miss, but it reduces predictive power [8]

Group 1: AerSale Corporation (ASLE) - AerSale Corporation provides aftermarket commercial aircraft, engines, and parts and has a Zacks Rank 1 [1] - The Zacks Consensus Estimate for its current year earnings increased by 62.5% over the last 60 days [1] - AerSale's shares gained 23.6% over the last three months, while the S&P 500 declined by 5.2% [1] - The company possesses a Momentum Score of A [1] Group 2: Enova International, Inc. (ENVA) - Enova International, Inc. is a technology and analytics company providing online financial services and has a Zacks Rank 1 [2] - The Zacks Consensus Estimate for its current year earnings increased by 6.7% over the last 60 days [2] - Enova's shares gained 0.4% over the last three months, compared to the S&P 500's decline of 5.2% [2] - The company possesses a Momentum Score of B [2] Group 3: First Hawaiian, Inc. (FHB) - First Hawaiian, Inc. is a bank holding company for First Hawaiian Bank and has a Zacks Rank 1 [3] - The Zacks Consensus Estimate for its current year earnings increased by 13.8% over the last 60 days [3] - First Hawaiian's shares gained 8.3% over the last six months, while the S&P 500 declined by 1.2% [3] - The company possesses a Momentum Score of B [3]