Core Insights - Safehold reported revenue of $93.84 million for the quarter ended June 2025, reflecting a 4.4% increase year-over-year, but an EPS of $0.39, down from $0.41 in the previous year [1] - The revenue was slightly below the Zacks Consensus Estimate of $93.88 million, resulting in a surprise of -0.04%, while the EPS met the consensus estimate [1] Revenue Breakdown - Operating lease income was reported at $16.71 million, slightly above the estimated $16.64 million, showing a year-over-year increase of 0.1% [4] - Other income was reported at $3.78 million, below the estimated $4.3 million, representing a significant year-over-year decline of 32.6% [4] - Interest income from sales-type leases was $70.64 million, marginally exceeding the estimate of $70.62 million, with a year-over-year increase of 8.3% [4] Stock Performance - Over the past month, Safehold's shares have returned -8.4%, contrasting with a +1% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - HomeTrust Bancshares, Inc. reported strong financial results for the second quarter of 2025, with net income of $17.2 million, an increase of 18.4% from the previous quarter [6][19] - The company declared a quarterly cash dividend of $0.12 per common share, payable on August 28, 2025 [2] - The net interest margin expanded to 4.32%, contributing to the overall earnings growth [3][8] Financial Performance - For the three months ended June 30, 2025, net income was $17.2 million, or $1.00 per diluted share, compared to $14.5 million, or $0.84 per diluted share for the previous quarter [6][8] - The annualized return on assets (ROA) improved to 1.58% from 1.33%, and the annualized return on equity (ROE) increased to 11.97% from 10.52% [8] - Noninterest income rose by $2.1 million, or 26.5%, compared to the previous quarter, driven by a gain on the sale of branches [15][17] Operational Highlights - The company completed the sale of two branches in Knoxville, Tennessee, realizing a gain of $1.4 million [5][20] - The provision for credit losses decreased to $1.3 million from $1.5 million in the previous quarter, reflecting improved asset quality [8][13] - Total noninterest expense increased slightly by $294,000, or 0.9%, compared to the previous quarter [18] Recognition and Awards - HomeTrust Bancshares was named one of Forbes' America's Best Banks for 2025 and recognized as a Top 50 Community Bank in the 2024 S&P Global Market Intelligence rankings [4] - The company has been acknowledged as a best place to work in all five states it serves, as well as nationally by Newsweek and American Banker [4] Balance Sheet and Capital Position - Total assets decreased by $17.4 million to $4.6 billion, while total liabilities decreased by $44.9 million to $4.0 billion [33] - Stockholders' equity increased by $27.5 million to $579.3 million, supported by net income and stock-based compensation [36] - The company remains "well capitalized" according to regulatory capital guidelines [37]