Lloyds Banking Group (NYSE:LYG) Conference November 18, 2025 03:45 AM ET Company ParticipantsWilliam Chalmers - CFOGigi Sparling - Head of Specialist SalesConference Call ParticipantsMichiel Vereycken - Equity Research AnalystMichiel VereyckenGreat. We can get started. I'm happy to open the U.K. Leaders Conference. We've got William Chalmers here, CFO of Lloyds Banking Group. Great to have you here, as always.William ChalmersThank you for inviting me, Michiel. I used to work in this building, in fact, somet ...