Retail Banking Performance - PNC Retail Banking's YTD average deposits reached $243 billion, accounting for 56% of total PNC deposits[8] - YTD average loans amounted to $97 billion, representing 30% of total PNC loans[8] - LTM revenue totaled $15 billion, contributing 54% of business segment revenue[8] - Retail Banking Pretax, Pre-Provision Earnings (PPNR) increased significantly from $18 billion in YTD 2022 to $54 billion in YTD 2025[8, 30] Client Base Growth and Expansion - Consumer DDAs (demand deposit accounts) have grown from 93 million in 2022 to 97 million as of 9/30/2025, a 11% increase[14] - PNC is increasing new branch builds to >300 by 2030 to drive density[16] - PNC is expanding into new markets, with significant branch builds planned in Miami (+40), Atlanta (+25), and Charlotte (+25)[16] Digital and Customer Experience Investments - 77% of consumer DDA households are digitally active[18] - Branch Channel NPS (Net Promoter Score) has increased by 10 points from 71 in 2022 to 81 in YTD 2025[18] - New card suite, digital direct deposit, and new online banking were launched in 2025[18] Wealth Management and Credit Card Growth - Client assets in Wealth Management have grown from $44 billion in 2016 to $89 billion as of 9/30/2025, representing an 8% CAGR[20] - Wealth Management revenue has increased from $03 billion in 2016 to $08 billion in 2025 (annualized), representing a 10% CAGR[20]

Core Insights - PNC Bank is investing $1.5 billion to expand and renovate its branch network across the U.S., with a focus on North Texas [1][4] - The "Mane St. Branch" pop-up event is designed to engage local customers and promote financial growth through a fun, hockey-themed experience [2][4] Company Initiatives - The Mane St. Branch will be open to the public on November 4 and 6, offering free limited-edition Dallas Stars Hockey Hair Hats [3] - PNC plans to open 17 new branches in North Texas, increasing its total to over 110 branches in the region [4] - The overall strategy includes opening more than 200 new branch locations in 12 cities and renovating 1,400 existing branches over the next five years [4] Community Engagement - PNC Bank aims to strengthen its relationship with the Dallas community through creative initiatives that celebrate local culture and sports [2][4] - The event features collaboration with the NHL Players' Association and Dallas Stars players, enhancing community involvement [2][4] Financial Services Overview - PNC Bank is one of the largest diversified financial services institutions in the U.S., offering a range of retail and business banking services [6]

Core Insights - PNC Bank's consumer brokerage business is rebranded as PNC Wealth Management to reflect its broader scope of solutions and commitment to holistic financial services [1][3][4] Group 1: Business Overview - PNC Wealth Management is one of the largest bank broker-dealers in the U.S., managing over $92 billion in client assets [2] - The firm caters to a diverse clientele, from first-time investors to high and ultra-high net worth individuals, with services provided through approximately 800 financial advisors [2][7] Group 2: Strategic Intent - The rebranding signifies PNC's strategic focus on expanding beyond traditional investment accounts to include comprehensive financial planning, insurance, and banking services [7] - The new name aims to align with clients' holistic financial needs, emphasizing seamless and integrated solutions [7] Group 3: Future Growth - The rebranding is a signal of PNC's commitment to growth and delivering long-term value through comprehensive financial strategies [7] - PNC Wealth Management is positioned to serve both current and future clients in more meaningful ways, enhancing the overall client experience [3][4]