Key Takeaways PayPal offers 5% cash back on U.S. BNPL online purchases from Oct. 6 through the year's end.Launch of "Pay Monthly" option brings the same rewards and flexibility to in-store shoppers.BNPL use drives higher order values and broader availability across PayPal's major markets.PayPal Holdings (PYPL) recently announced that U.S. customers will earn 5% cash back on PayPal BNPL online purchases, starting from Oct. 6, 2025, through the end of the year. With this move, the company aims to capitalize o ...