Core Insights - PayPal is launching a new feature called PayPal Links for peer-to-peer payments, which allows users to send money through personalized, one-time links, enhancing the existing PayPal Me feature [1][2] - The new PayPal Links enable users to request or make payments by selecting the link option and inputting the amount, streamlining the payment process and reducing the steps involved [2][4] - PayPal Links will support cryptocurrency transactions in the U.S., allowing users to send Bitcoin, Ethereum, and other digital currencies to various wallets, with plans for expansion to other markets [3] Group 1 - PayPal Links are designed for one-time payments and requests, making it easier for users to transact without needing to verify account information [2][4] - Users can create a PayPal Link by entering payment details in the app, generating a unique link that is private and transaction-specific [4][7] - Unclaimed PayPal Links will expire after 10 days, but users can send reminders or cancel the links if necessary [4] Group 2 - The recipient can complete the payment request by tapping the link in the PayPal app, with funds transferred instantly [7] - Personal payments made through PayPal remain exempt from 1099-K reporting requirements, which may appeal to users concerned about tax implications [7]