Core Insights - PayPal (PYPL) stock has decreased by 12.8% over the past 5 trading days, and historical data suggests it struggles to recover within a year after significant drops [2][3] - The company operates a technology platform facilitating digital payments in approximately 200 markets and 100 currencies globally [4] - PayPal is valued at $64 billion with $32 billion in revenue, currently trading at $66.05, and has shown a revenue growth of 4.1% over the last 12 months [5] Financial Metrics - Operating margin stands at 19.1%, with a Debt to Equity ratio of 0.18 and a Cash to Assets ratio of 0.13 [5] - The stock is trading at a P/E multiple of 13.7 and a P/EBIT multiple of 10.2 [5] - The stock has experienced a median return of -33.8% within a year after sharp declines since 2010 [5] Historical Performance - PYPL stock has dropped 83.7% from a peak of $308.53 on July 23, 2021, to $50.39 on October 27, 2023, compared to a peak-to-trough decline of 25.4% for the S&P 500 [6] - The highest price reached since the decline was $91.81 on January 20, 2025, with the current trading price at $66.05 [6] - Previous declines include a 31.2% drop from $123.91 on February 19, 2020, to $85.26 on March 23, 2020, with a full recovery by May 5, 2020 [8]