Core Viewpoint - Prosperity Bancshares, Inc. has successfully completed the merger with American Bank Holding Corporation, effective January 1, 2026, enhancing its market presence in Texas [1]. Group 1: Merger Details - The merger agreement involved Prosperity issuing 4,439,981 shares of common stock to former shareholders and award holders of American [2]. - American Bank operated 18 banking offices and 2 loan production offices in South and Central Texas, which will continue to operate under the American Bank name until the operational integration scheduled for September 2026 [4]. Group 2: Leadership Changes - Stephen Raffaele, former Director and President of American, has joined Prosperity Bank as South Texas and San Antonio Area Chairman, while Ben Wallace, former Chairman of American Bank, has taken the role of South Texas Senior Chairman [3]. - Additional members of American Bank management will retain leadership roles in the combined organization, and Raffaele along with Patt Hawn Wallace have joined the Board of Directors of Prosperity Bank [3]. Group 3: Company Overview - As of September 30, 2025, Prosperity Bancshares, Inc. is a $38.330 billion regional financial holding company providing a range of banking services across Texas and Oklahoma [5]. - Prosperity operates 283 full-service banking locations across various regions, including 62 in the Houston area and 61 in the Dallas/Fort Worth area [6].

HOUSTON, Dec. 18, 2025 /PRNewswire/ -- In conjunction with Prosperity Bancshares, Inc. (NYSE: PB) Fourth Quarter 2025 Earnings Announcement, scheduled before the market opens on Wednesday, January 28, 2026, you are invited to listen to its conference call at 11:30 AM, Eastern Time (10:30 AM, Central Time) on that day. Participants will include members of Prosperity's executive management team. ® What: Prosperity Bancshares, Inc. Fourth Quarter 2025 Earnings Conference Call When: Wednesday, January 28, 2026, ...

GLENWOOD SPRINGS, Colo., Dec. 16, 2025 (GLOBE NEWSWIRE) -- Alpine Banks of Colorado (OTCQX: ALPIB) announced that Glen Jammaron has been appointed as chief executive officer and chairman for Alpine Banks of Colorado and its wholly owned subsidiary, Alpine Bank. Jammaron succeeds J. Robert “Bob” Young, who founded Alpine Bank and served as its chairman for 53 years. Young passed away on December 11, 2025. “I am honored to continue the incredible legacy that Bob built for Alpine Bank,” noted Jammaron. “We ant ...

Core Insights - The passing of J. Robert "Bob" Young marks a significant loss for Alpine Bank and the community, as he was a pivotal figure in its establishment and growth [2][4][5] - Young's legacy includes a commitment to community service, employee ownership, and a culture of integrity within the bank [3][5][6] Company Overview - Alpine Bank, founded in 1973, has grown to become a respected financial institution in Colorado with 39 locations and $6.8 billion in assets [3][6] - The bank employs 890 people and serves approximately 170,000 customers, offering a range of financial services [6] Leadership and Impact - Bob Young's leadership philosophy emphasized caring for others and community connection, which has shaped the bank's mission [2][5] - Young's initiatives included the introduction of an employee stock ownership plan (ESOP) in 1983, fostering employee investment in the bank's future [3] Community Engagement - Young was actively involved in community service and philanthropy, notably through the creation of the Alpine Bank First-Generation Scholarship, benefiting over 300 college students [4] - His contributions extended to leadership roles in the Colorado Bankers Association and the Colorado state banking board [4] Legacy and Future - The values instilled by Young continue to guide Alpine Bank, ensuring a commitment to community service and integrity [5] - The bank's five-star rating from BauerFinancial reflects its superior performance in the financial sector [6]

Core Viewpoint - Alpine Banks of Colorado announced the planned retirement of board members Linda Childears and Steve Briggs, who will continue to serve until the 2026 annual meetings [1][5]. Group 1: Leadership Contributions - Steve Briggs has had a 45-year career at Alpine Bank, starting as a teller and eventually becoming president of multiple branches, including the Aspen branch [2][3]. - Linda Childears joined the board in July 2020, bringing extensive banking and nonprofit leadership experience, including roles at the Daniels Fund and Young Americans Bank [3][4]. Group 2: Community Involvement - Briggs has been actively involved in various community organizations, emphasizing the bank's commitment to serving the Roaring Fork Valley [3]. - Childears has served on numerous nonprofit boards in the Denver metro area, highlighting her dedication to community service [4]. Group 3: Future Leadership - The company is focused on identifying new leaders to join the boards of both the Company and Alpine Bank, ensuring alignment with their vision and values [5][6]. - Alpine Bank aims to maintain its commitment to Colorado communities through its leadership selection process [6]. Group 4: Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization with $6.8 billion in assets, founded in 1973, and headquartered in Glenwood Springs, Colorado [6]. - The bank employs 890 people and serves 170,000 customers across various banking services, holding a five-star rating from BauerFinancial [6].

Core Viewpoint - Alpine Banks of Colorado has announced an exchange offer for up to 800,000 shares of Class A common stock for newly issued Class B common stock on a one-for-one basis, aimed at enhancing marketability for shareholders [1][2]. Group 1: Exchange Offer Details - The exchange offer will begin on December 12, 2025, and will expire at 5:00 p.m. Mountain Time on January 16, 2026, unless extended [3]. - If the exchange offer is oversubscribed, Class A Shares will be exchanged on a pro rata basis, and no fractional Class B Shares will be issued [1][2]. Group 2: Marketability and Shareholder Benefits - The lack of a publicly traded market for Class A Shares limits their marketability, while Class B Shares are listed on the OTCQX Best Market, providing better opportunities for sale [2]. - The exchange offer is expected to support the interests of shareholders, employee owners, and the communities served by the bank [3]. Group 3: Regulatory Compliance - The company is relying on Section 3(a)(9) of the Securities Act of 1933 to exempt the Class B Shares from registration requirements, ensuring no commissions are paid for soliciting the exchange [4]. Group 4: Company Overview - Alpine Banks of Colorado is an independent, employee-owned organization with $6.8 billion in assets, founded in 1973, and serves 170,000 customers across Colorado [6]. - The bank employs 890 people and offers a range of services including personal, business, wealth management, mortgage, and electronic banking [6].

Core Viewpoint - Alpine Banks of Colorado reported strong financial results for the third quarter of 2025, with net income of $18.5 million, reflecting growth in return on assets (ROA) and return on equity (ROE) as well as earnings per share and book value per share [1][2]. Financial Performance - Net income for Q3 2025 was $18.5 million, up from $17.6 million in Q2 2025 [2]. - Interest income increased by $2.3 million in Q3 2025 compared to Q2 2025, driven by higher yields and increased loan volume [2]. - Noninterest income rose by $0.5 million in Q3 2025, mainly due to higher service charges on deposit accounts [2]. - Noninterest expense increased by $0.7 million in Q3 2025, primarily due to higher salary and employee benefit expenses [2]. - A provision for loan losses of $1.7 million was recorded in Q3 2025, slightly up from $1.6 million in Q2 2025 [2]. Year-to-Date Performance - For the nine months ended September 30, 2025, net income was $50.5 million, compared to $35.9 million for the same period in 2024 [3]. - Interest income for the first nine months of 2025 increased by $12.5 million compared to the same period in 2024 [3]. - Noninterest income increased by $1.7 million year-over-year, primarily from bank-owned life insurance earnings and service charges [3]. - Noninterest expense rose by $7.0 million compared to the first nine months of 2024 [3]. Asset and Loan Growth - Total assets increased by $212.8 million, or 3.2%, to $6.82 billion as of September 30, 2025 [5]. - Loans outstanding totaled $4.2 billion as of September 30, 2025, reflecting a $34.1 million increase during Q3 2025 [7]. - Year-over-year, loans outstanding increased by $216.1 million, or 5.3%, compared to $4.0 billion on September 30, 2024 [8]. Deposit Trends - Total deposits increased by $184.6 million, or 3.1%, to $6.1 billion during Q3 2025 [9]. - Year-over-year, total deposits increased by $187.1 million, or 3.2%, compared to $5.9 billion on September 30, 2024 [10]. - Noninterest-bearing demand accounts comprised 31.7% of all deposits as of September 30, 2025, up from 29.9% on June 30, 2025 [9]. Capital Position - The Bank is designated as "well capitalized," with a Tier 1 Leverage Ratio of 10.02% and a Total Risk-Based Capital Ratio of 15.47% as of September 30, 2025 [11]. - The Company's consolidated Tier 1 Leverage Ratio was 9.75% as of September 30, 2025 [11]. Shareholder Returns - The Company paid cash dividends of $0.21 per Class A and Class B common shares during Q3 2025 [13].

Core Insights - Preferred Bank (NASDAQ:PFBC) is a well-established independent commercial bank in California, providing various financial services and competing with regional banks [1] Financial Performance - PFBC is set to release its quarterly earnings on October 20, 2025, with an estimated earnings per share (EPS) of $2.57, reflecting a 4.5% increase from the previous year [2][6] - Projected revenue for the quarter is approximately $72.7 million, showing stability compared to last year's revenue of $72.3 million [2][6] Valuation Metrics - The bank has a price-to-earnings (P/E) ratio of 8.66, indicating that investors are willing to pay $8.66 for every dollar of earnings [3][6] - The price-to-sales ratio is 2.22, which reflects the company's market value relative to its sales [3] - PFBC's enterprise value to sales ratio is 1.41, and the enterprise value to operating cash flow ratio is 4.29, providing insights into the company's valuation against its sales and cash flow [4] Financial Stability - The debt-to-equity ratio stands at 0.50, indicating a balanced approach to financing [5] - The current ratio is 0.13, suggesting limited ability to cover short-term liabilities with short-term assets [5] - PFBC's earnings yield is 11.55%, indicating a strong return on investment for shareholders [5][6]

Core Viewpoint - Prosperity Bancshares, Inc. has announced a definitive merger agreement to acquire Southwest Bancshares, Inc. and its subsidiary Texas Partners Bank, aiming to expand its presence in Central Texas, particularly in the San Antonio area [1][6]. Company Overview - Prosperity Bancshares, Inc. is a regional financial holding company based in Houston, Texas, with total assets of approximately $38.417 billion as of June 30, 2025 [8]. - Southwest Bancshares, Inc. operates Texas Partners Bank, which has total assets of $2.4 billion, total loans of $1.9 billion, and total deposits of $2.1 billion as of June 30, 2025 [2][11]. Merger Details - Under the merger agreement, Prosperity will issue 4,062,520 shares of its common stock for all outstanding shares of Southwest common stock, valuing the total consideration at approximately $268.9 million based on Prosperity's closing price of $65.97 on September 29, 2025 [3]. - The merger has been unanimously approved by the Boards of Directors of both companies and is expected to close in the first quarter of 2026, pending shareholder and regulatory approvals [6]. Management Integration - Key executives from Texas Partners Bank, including Brent Given and Tom Moreno, will join Prosperity Bank in senior management roles, ensuring continuity in leadership [4][5]. - Gene Dawson, Jr., Interim Chairman and CEO of Southwest, will join the Board of Directors of Prosperity Bank post-merger [5]. Strategic Rationale - The merger is aimed at enhancing Prosperity's footprint in the fast-growing San Antonio and Hill Country areas, with plans to operate ten banking centers in the San Antonio area and expand into additional Texas locations [6]. - Texas Partners Bank's customers will gain access to Prosperity's extensive network across Texas and Oklahoma after operational integration [6].

Core Viewpoint - Prosperity Bancshares, Inc. is set to announce its Third Quarter 2025 earnings on October 29, 2025, with a conference call scheduled for 10:30 AM Central Time, highlighting the company's ongoing commitment to transparency and communication with investors [1][2]. Company Overview - Prosperity Bancshares, Inc. is a regional financial holding company based in Houston, Texas, with total assets of $38.417 billion as of June 30, 2025, providing personal banking services and investments primarily in Texas and Oklahoma [3]. - Founded in 1983, the company adheres to a community banking philosophy, offering a range of financial solutions including traditional deposit and loan products, digital banking, credit and debit cards, mortgage services, treasury management, and wealth management services [4]. Operational Footprint - Prosperity operates 283 full-service banking locations across various regions, including 62 in the Houston area, 33 in South Texas, 61 in the Dallas/Fort Worth area, and additional branches in East, Central, and West Texas, as well as in Oklahoma [5].