Financial Performance - The company's FY24 direct premiums written were approximately $2.1 billion[8] - The company's 5-year average return on common equity is 8.1%[8] - The company's book value per share increased from $5.86 in FY14 to $21.19 in FY24[21] - The company's direct premiums written in Q1 2025 reached $467.1 million, a 4.7% increase year-over-year[89] - The company's diluted GAAP earnings per common share (EPS) in Q1 2025 was $1.44, with an annualized return on average common equity (ROCE) of 41.7%[89] Business Overview - The company actively operates in 19 states[8] - The company manages approximately 864,800 customer policies[8] - The company has approximately 9,600 independent agents in its distribution channel[8] - The U S & territories Homeowners Multi-Peril Direct Premiums Written increased from $51.6 billion in CY19 to $173.0 billion in CY24, representing a CAGR of 10.9%[30] - The company's net investment income increased from $30.7 million in FY19 to $59.1 million in FY24[14,80]