According to Gallup, four out of 10 Americans do not have money in any sort of retirement account. This leaves a significant amount of people without any money once they stop working. The city of Philadelphia is trying to help its residents without retirement savings through a new program called PhillySaves. CPA Practice Advisor reported that the plan would work by automatically enrolling employees without 401(k) plans into a city-managed plan that would be funded through payroll deductions. The plan woul ...