Core Viewpoint - PicPay, a Brazilian digital banking platform, has priced its initial public offering (IPO) at $19 per share, at the high end of the previously announced range of $16-$19 per share, raising $434 million and achieving a market valuation of $2.5 billion, which is 9% higher than earlier expectations [1] Group 1: IPO Details - The company will issue 22.9 million shares and is set to debut on NASDAQ under the ticker "PICS" on January 29 [1] - PicPay becomes the first Brazilian company to complete an IPO in the U.S. since Nu Holdings raised $2.6 billion in 2021 [1] Group 2: Business Operations - PicPay operates as a digital financial services platform in Brazil, catering to consumers and small to medium-sized enterprises [1] - As of September 30, 2025, the platform is expected to have 42 million active consumers and approximately 812,000 active businesses accepting its payment network [1] - The services offered include wallet and banking services, such as Pix instant payments, person-to-person transfers, bill payments, card services, loans, insurance, and investments [1] Group 3: Revenue and Growth - The company reported revenue of $1.7 billion for the 12 months ending September 30, 2025 [1] - Additional business operations include PicPay Shop (shopping) and PicPay Ads (advertising), with merchant acquiring services provided through QR codes, e-commerce, point-of-sale terminals, and mobile contactless payments [1]

巴西数字银行平台运营商PicS(PicPay)周一向美国证券交易委员会(SEC)提交了首次公开募股(IPO)申 请，预计筹资规模可能最高达5亿美元。该公司IPO定价条款尚未披露。该公司计划在纳斯达克上市， 股票代码为"PICS"。 据悉，PicS以PicPay为名运营，在巴西为消费者和中小企业提供数字金融服务平台。截至2025年9月30 日，其季度活跃消费者达4200万，约81.2万家活跃企业接受其支付网络。其提供的服务包括钱包和银行 业务，如Pix即时支付、个人对个人转账、账单支付、卡类业务、贷款、保险和投资等。该平台还运营 PicPay Shop(购物)、PicPay Ads(广告)业务，并通过二维码、电子商务、销售点终端和手机非接支付等 方式提供商户收单服务。数据显示，该公司在截至2025年9月30日的12个月营收为17亿美元。 ...