Fair Isaac Corporation Q4 25 Financial Highlights September 30, 2025 © 2022 Fair Isaac Corporation. Confidential. This presentation is provided for the recipient only and cannot be reproduced or shared without Fair Isaac Corporation's express consent. Q4 2025 FINANCIAL HIGHLIGHTS | Metric (In millions, except for EPS) | Q4 - | 24 | Q3 - | 25 | Q4 - 25 | % Q/Q | % Y/Y | | --- | --- | --- | --- | --- | --- | --- | --- | | Scores Revenues | | $249.2 | | $324.3 | $311.6 | -4% | 25% | | Software Revenues | | $20 ...

Financial Performance - Total revenue reached $5364 million, a 20% increase compared to Q3 2024[3, 23] - Scores revenue increased by 34% year-over-year, reaching $3243 million[3, 23] - Software revenue increased by 3% year-over-year, reaching $2121 million[3, 23] - Adjusted EBITDA reached $3123 million, a 32% increase compared to Q3 2024[3] - Non-GAAP diluted EPS increased by 37% year-over-year, reaching $857[3] Revenue Breakdown - B2B revenue increased by 42% compared to Q3 2024[12] - B2C revenue increased by 6% compared to Q3 2024[12] - Mortgage Originations revenues increased by 53% compared to Q3 2024[12] Software Metrics - Software ARR increased by 4% year-over-year, reaching $7391 million[3] - Software ACV Bookings increased by 22% QoQ to $267 million[3, 18] - Platform ARR reached $2542 million, representing 34% of the total ARR[14]