Financial Performance - Total revenue reached $5364 million, a 20% increase compared to Q3 2024[3, 23] - Scores revenue increased by 34% year-over-year, reaching $3243 million[3, 23] - Software revenue increased by 3% year-over-year, reaching $2121 million[3, 23] - Adjusted EBITDA reached $3123 million, a 32% increase compared to Q3 2024[3] - Non-GAAP diluted EPS increased by 37% year-over-year, reaching $857[3] Revenue Breakdown - B2B revenue increased by 42% compared to Q3 2024[12] - B2C revenue increased by 6% compared to Q3 2024[12] - Mortgage Originations revenues increased by 53% compared to Q3 2024[12] Software Metrics - Software ARR increased by 4% year-over-year, reaching $7391 million[3] - Software ACV Bookings increased by 22% QoQ to $267 million[3, 18] - Platform ARR reached $2542 million, representing 34% of the total ARR[14]