Pumpkin offers comprehensive accident and illness plans for dogs and cats. Plus, the accident and illness plan covers vet exam fees, which not all insurers pay for. While Pumpkin offers better coverage than some of its competitors, it doesn't have the best rates. Pumpkin has higher-than-average pet insurance premiums compared to some of the other pet insurance companies we reviewed. Because of that, it may not be the most budget-friendly option for pet parents, but there are other details to consider. ...