Financial Highlights - GAAP NIM increased 12 bps QoQ to 2.51%[7] - Core NIM expands 24 bps QoQ to 2.49%[7] - Average total deposits increased 6.8% YoY and 1.5% QoQ to $7.6 billion[7] - Liquidity remains strong with $4.0 billion of undrawn lines and resources at quarter end[6] - Tangible common equity ratio of 7.79%, stable QoQ[5] Loan Portfolio & Credit Quality - Loan to deposit ratio was 87.2% in 1Q25 compared to 94.0% a year ago and 93.9% in the prior quarter[7] - Net charge-offs total 18 bps for the past twelve months[7] - NPAs to assets of 71 bps at 1Q25 compared to 53 bps YoY and 57 bps QoQ[7] - Asian Communities – Total Loans $737.8 million and Deposits $1.3 billion[44] - Over three years ended December 31, 2027, loan repricing interest income would cumulatively increase by $50 million[19] Outlook - 2025 core noninterest expense expected to increase 5-8% from the 2024 base of $159.6 million[51]