Core Insights - F&M Bank has announced the opening of its second full-service office in Michigan, located in Troy, reflecting its commitment to growth in the greater Detroit area [4][5] - The new office will enhance F&M's presence, bringing the total number of full-service offices to 38 across Ohio, Indiana, and Michigan [6] Company Overview - F&M Bank is a community bank established in 1897, providing commercial and retail banking services [7] - The bank operates in various counties in Ohio and Northeast Indiana, with a growing footprint in Michigan [7] Office Details - The Troy office spans nearly 3,000 square feet and includes multiple offices, a conference room, a customer lounge, a drive-up lane with an ATM, and on-site bankers [5] - A grand opening celebration for the Troy office is scheduled for October 28, 2026 [6]