Core Viewpoint - OSB Group PLC has announced changes in share awards for Persons Discharging Managerial Responsibilities (PDMRs) under the Performance Share Plan (PSP) and Deferred Share Bonus Plan (DSBP), with specific details on share allocations and performance metrics [1][2][3]. Group 1: Share Awards and Performance Metrics - The PSP awards are linked to return on tangible equity, relative total shareholder return, risk-based measures, and an ESG measure, with performance targets assessed over three financial years from January 1, 2026, to December 31, 2028 [3]. - Awards will vest 75% on the third anniversary and 25% on the fourth anniversary of the award date, with a five-year holding period post-vesting [3]. - The DSBP allows participants to defer part of their annual bonus into shares, with awards to Executive Directors subject to a three-year sale restriction and no performance conditions [2]. Group 2: Details of Share Awards - Andrew Golding, CEO, has been granted a total of 250,877 shares, comprising 61,698 shares from the DSBP and 189,179 shares from the PSP [4]. - Victoria Hyde, CFO, has been granted 37,018 shares from the DSBP, with her PSP award planned for later this year following amendments to the remuneration policy [4]. - The transactions for both executives occurred on March 23, 2026, with no sale price for the shares listed [5]. Group 3: Company Background - OSB Group PLC began trading as a bank on February 1, 2011, and was listed on the London Stock Exchange in June 2014, joining the FTSE 250 index in June 2015 [8]. - The company provides specialist lending and retail savings, regulated by the Prudential Regulation Authority and the Financial Conduct Authority [8].

Core Viewpoint - OSB Group PLC has made a block application to the London Stock Exchange for the admission of 500,000 Ordinary Shares, expected to be admitted around 24 March 2026, which will rank equally with existing shares [2]. Company Overview - OSB Group PLC began trading as a bank on 1 February 2011 and was admitted to the main market of the London Stock Exchange in June 2014 [3]. - The company joined the FTSE 250 index in June 2015 and acquired Charter Court Financial Services Group plc on 4 October 2019 [3]. - OSB Group PLC became the listed entity and holding company for the OSB Group on 30 November 2020, providing specialist lending and retail savings [3]. - The Group is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority [3]. - OSB Group reports under two segments: OneSavings Bank and Charter Court Financial Services [3].

Core Viewpoint - OSB Group PLC is initiating a share repurchase program to return up to £100 million to shareholders, reflecting its commitment to return excess capital [2] Share Repurchase Programme - The share repurchase program will commence on 6 March 2026 and is expected to complete no later than 6 March 2027 [5] - The program aims to acquire up to 37,035,134 ordinary shares, as authorized by shareholders at the Annual General Meeting on 8 May 2025 [4] - Jefferies International Limited has been engaged to execute the share repurchase program, making independent trading decisions within agreed parameters [3] Company Overview - OSB Group PLC, which began trading as a bank on 1 February 2011, was admitted to the London Stock Exchange in June 2014 and joined the FTSE 250 index in June 2015 [7] - The Group provides specialist lending and retail savings, regulated by the Prudential Regulation Authority and the Financial Conduct Authority [7] Business Segments - OSB operates under two segments: OneSavings Bank and Charter Court Financial Services, targeting high-growth market sub-sectors [8] - OneSavings Bank focuses on private rented sector Buy-to-Let, commercial mortgages, and bespoke residential lending, utilizing a skilled underwriting process [9] - Charter Court Financial Services specializes in Buy-to-Let and residential mortgages, leveraging automated technology for efficient processing and risk management [12]

Core Viewpoint - OSB Group PLC is preparing for changes in its Minimum Requirements for Own Funds and Eligible Liabilities (MREL) regime, effective from January 1, 2026, as notified by the Bank of England [4][5]. Group's MREL Requirements - The Group's MREL will be equal to the minimum capital requirements, which include Pillar 1 and Pillar 2A capital requirements set by the Prudential Regulation Authority (PRA) [5]. Company Overview - OSB Group PLC, trading as OneSavings Bank, began operations on February 1, 2011, and was listed on the London Stock Exchange in June 2014, joining the FTSE 250 index in June 2015 [7]. - The Group provides specialist lending and retail savings, regulated by the Financial Conduct Authority and the Prudential Regulation Authority [7]. Business Segments - OSB primarily targets high-growth market sub-sectors, including Buy-to-Let, commercial mortgages, and bespoke residential lending, utilizing a skilled underwriting process [8][9]. - Charter Court Financial Services Group (CCFS) focuses on Buy-to-Let and specialist residential mortgages, leveraging automated technology for efficient processing and risk management [11][12]. Funding Sources - OSB is mainly funded by retail savings through the Kent Reliance brand, with additional funding from securitisation programmes and the Bank of England's Term Funding Scheme [10]. - CCFS is predominantly funded by retail savings from its Charter Savings Bank brand, also utilizing securitisation and the Bank of England's funding schemes [13].