3 Retirement ETFs to Buy and Hold If You Want Positive Returns This Year - 24/7 Wall St.[S&P 5006,950.60 -0.07%][Dow Jones50,247.70 -0.04%][Nasdaq 10025,153.00 -0.13%][Russell 20002,686.42 -0.02%][FTSE 10010,435.30 +0.59%][Nikkei 22558,049.20 +0.05%][Investing]# 3 Retirement ETFs to Buy and Hold If You Want Positive Returns This Year### Quick ReadThe S&P software index has declined nearly 20% in one month as software stocks face pressure similar to 2022.OpenAI accounts for half of Microsoft's backlog and ov ...