Core Insights - The UPI Autopay feature has seen a significant growth, with transactions increasing by 100% year-over-year, reflecting the rising popularity of UPI as a payment method in India [4]. Group 1: Transaction Growth - In November 2025, approximately 926 million transactions were processed via UPI Autopay, a substantial increase from 530.5 million in November 2024 [4]. - State Bank of India (SBI) processed 290 million recurring payments in November 2025, while Airtel Payments Bank handled 89.7 million, up from 25.6 million a year prior [4]. Group 2: Enhanced Features - The National Payments Corporation of India (NPCI) has introduced a new portal, upihelp.npci.org.in, allowing customers to track repayment history and manage existing mandates [2]. - An enhanced limit for recurring payments was implemented in December, allowing transfers up to ₹1 lakh without second factor authentication for specific categories like mutual fund payments, credit card bills, and insurance premiums [3]. Group 3: Market Position - UPI currently processes around 20 billion transactions per month, surpassing all other payment methods in India [4]. - Other payment modes such as IMPS, Fastag, and RuPay debit cards have either seen a decline or remained flat, with all incremental usage shifting towards UPI [4].