Core Insights - The Vanguard S&P 500 ETF is highlighted as a simple and effective core holding for investors, especially for those new to investing [1] - Despite the risks associated with individual stocks, the S&P 500 index has shown strong performance, generating an average annual return of 14.6% over the past decade [3][4] - The S&P 500's success is attributed to its market capitalization weighting, allowing larger companies to have a greater impact on the index's performance [4][5] Market Statistics - A J.P. Morgan study indicates that over 40% of stocks in the Russell 3000 index experienced catastrophic price losses, defined as a 70% decline from which they never fully recovered [2] - Approximately 40% of stocks in the Russell 3000 had negative returns, and about two-thirds underperformed the index [2] - Only 14% of actively managed funds have outperformed the S&P 500 over the past decade, highlighting the challenges faced by professional investors [6] Investment Strategy - Investing in index ETFs like the Vanguard S&P 500 ETF is recommended as a low-cost strategy, with an expense ratio of just 0.03% [9] - The performance of the Vanguard ETF closely mirrors that of the S&P 500, with a difference of only 0.04% after expenses [9] - Dollar-cost averaging is suggested as a long-term investment strategy, allowing investors to build wealth over time [10][12] Long-term Growth Potential - An example illustrates that starting with $1,000 and investing an additional $500 monthly for 30 years could result in a portfolio exceeding $1.5 million, assuming a 12% average annual return [11] - If the investment period extends to 40 years, the portfolio could grow to over $4.9 million, with 95% of that amount coming from gains [11]

Collaboration and Integration - FTSE Russell 与 Chainlink 合作，通过 DataLink 首次将其全球领先的全球指数发布到链上 [1] - DataLink 利用 Chainlink 的基础设施，使机构能够无缝地在链上分发和商业化其数据 [5] - 通过将 FTSE Russell 基准引入链上，DataLink 加速了机构对数字资产的采用 [5] Index Overview - FTSE Russell 指数在全球范围内被广泛采用，覆盖全球 98% 的可投资市场 [2] - Russell 1000 指数由约 1000 家最大的美国上市公司组成，代表美国股市的大盘股部分，平均市值超过 12000 亿美元 [2] - Russell 2000 指数追踪约 2000 只美国小盘股，通常被认为是美国小盘股表现的领先基准 [2] - Russell 3000 指数包含约 3000 只美国股票，约占美国可投资股票市场的 98%，是美国股市的广泛基准 [3] - FTSE 100 指数追踪在伦敦证券交易所上市的 100 家市值最大的公司，是英国蓝筹股的主要业绩指标 [3] Data and Benchmarks - WMR FX 基准提供全球认可的外汇基准利率，供机构用于货币估值、交易和指数构建 [4] - FTSE DAR 数字资产价格提供独立计算的数字资产价格，来源于经过审查的交易所，以满足机构数据标准 [4] - FTSE 数字资产为数字资产市场提供机构级基准，覆盖约 95% 的合格数字资产，并按季度进行重新平衡 [4] Impact and Application - DataLink 将基础机构用例引入区块链经济，同时使链上应用程序能够更快地启动新资产和市场 [6] - 通过 DataLink，罗素 1000 指数、罗素 2000 指数、罗素 3000 指数、富时 100 指数、WMR FX 基准、富时 DAR 数字资产价格和富时数字资产指数将在 40 多个区块链上可用 [1]

Group 1 - Security National Financial Corporation (SNFCA) will be included in the Russell 3000 Index effective June 30, 2025, following the annual reconstitutions of the Russell indexes [1][2] - The Russell 3000 Index captures the 4,000 largest US stocks ranked by total market capitalization, and membership lasts for one year, leading to automatic inclusion in either the Russell 1000 or Russell 2000 Index [2] - The inclusion in the Russell 3000 Index is seen as a validation of Security National's efforts to provide strong returns and stability for investors, as stated by the company's President and Chairman [3] Group 2 - FTSE Russell, the provider of the Russell indexes, emphasizes the importance of adapting to the evolving US economy and plans to transition to a semi-annual reconstitution frequency starting in 2026 [4] - FTSE Russell manages a significant amount of assets, with approximately $10.6 trillion benchmarked against the Russell US indexes as of June 2024 [3] - FTSE Russell is a global leader in index provision, with around $18.1 trillion benchmarked to its indexes, covering 98% of the investable market globally [6]