Core Insights - Small businesses are facing significant uncertainty in 2025, presenting an opportunity for banks to enhance their support for this vital sector of the U.S. economy [1][10] - Tariffs, economic conditions, inflation, and geopolitical issues are major sources of uncertainty for small businesses, highlighting the need for proactive banking support [2][10] Small Business Landscape - There are over 36 million small businesses in the U.S., constituting 99.9% of all businesses and employing more than 62 million people, which is nearly 46% of the total U.S. population [3] - Small businesses are typically defined as those employing fewer than 500 workers [4] Banking Support and Services - U.S. Bancorp, with $695 billion in assets, has introduced various products for small businesses, including a business credit card management app and cash flow management platforms developed with fintech partners [5] - The bank has also launched an updated treasury management platform, SinglePoint, which consolidates various financial management functions [6] Opportunities for Banks - There is potential for banks to increase capital support for small businesses, especially those that do not qualify for traditional loans, as community development financial institutions face uncertainty [7][8] - Banks are encouraged to provide value-added products and services to strengthen relationships with small business clients [9]