U.S. Bancorp (NYSE:USB) Conference November 07, 2025 09:50 AM ET Company ParticipantsCourtney Kelso - Senior EVP and Head of Payments for Consumer and Small BusinessMark Runkel - Vice Chair and Head of Payments for Merchants and InstitutionalJohn Stern - CFOConference Call ParticipantsNone - Analyst 1Betsy Graseck - AnalystNone - Analyst 2None - Analyst 3ModeratorFinancial Officer. John has been with the organization since 2000, and prior to becoming Head of Finance in 2023, he held various leadership posit ...