Core Viewpoint - The share price of SoFi Technologies (SOFI) has decreased by 17% since the last analysis, despite strengthening fundamentals, indicating a disconnect between market perception and company performance [1]. Company Analysis - SoFi Technologies has shown strong fundamentals, yet its stock price has not reflected this strength, leading to a significant decline in value [1]. - The company operates in the technology sector, and the analyst's background in IT provides a unique perspective on navigating complexities within this industry [1]. Investment Perspective - The analyst expresses confidence in investment decisions based on extensive experience in fundamental analysis and portfolio management [1]. - There is an emphasis on sharing insights and fostering accessibility for investors of all experience levels, indicating a commitment to educating the investment community [1].

Group 1 - SoFi Technologies (NASDAQ: SOFI) stock has decreased nearly 40% since a 'Strong buy' recommendation in early December, despite strong Q4 2024 earnings [1] - The decline in stock price began in late January due to softer-than-expected guidance following the earnings report [1] Group 2 - The author has a long position in SoFi shares through stock ownership, options, or other derivatives [2] - The article reflects the author's own opinions and is not compensated by any company mentioned [2]