Core Insights - BILL Holdings reported Q4 fiscal 2025 earnings of $0.53 per share, exceeding the Zacks Consensus Estimate of $0.41 but down from $0.57 in the same quarter last year [1][9] - Revenues reached $383.3 million, surpassing the consensus by 2% and reflecting an 11.5% year-over-year increase [1][9] - The company announced a $300 million share repurchase program, indicating confidence in its cash flow and long-term strategy [1] Financial Performance - For fiscal year 2025, non-GAAP earnings per share were $2.21, up from $2.12 in the previous year, with revenues of $1.46 billion, marking a 13% year-over-year increase [2] - In Q4, core revenues from subscription and transaction fees totaled $345.9 million, a 15% increase year over year, with transaction fees growing 18% to $277.1 million [3] - Non-GAAP gross profit was $322.7 million, an 11% increase year over year, while gross margin slightly contracted to 84.2% from 85% [5] Operational Metrics - The company processed $86 billion in total payment volume (TPV) during the quarter, a 13% increase year over year, and handled 33 million transactions, up 18% from the prior year [4] - As of June 30, 2025, cash, cash equivalents, and short-term investments totaled $2.22 billion, an increase from $1.59 billion a year earlier [6] Guidance - For Q1 fiscal 2026, BILL expects revenues between $385 million and $395 million, indicating a growth of 7-10% year over year, with non-GAAP EPS projected between $0.49 and $0.52 [7] - For fiscal 2026, projected revenues are in the range of $1.59 billion to $1.63 billion, implying a growth of 9-11% year over year, with non-GAAP earnings expected between $2.00 and $2.20 per share [8]