The investment journey is divided in three stages: when you put money in, while it grows, and when you take it out. The tax treatment at each stage can make or break your returns.Let's break down exactly how your money gets taxed on all three stages and which schemes actually put more back in your pocket. Scheme Current Interest Rates Tax deduction on Contribution (Section 80C) Taxation on interest during growth Taxation on withdrawal at maturity Lock-in Period Investment Limit Public Provident Fund ( ...